by Stas Bodrov | Feb 5, 2026 | Coverage, Property
On January 30, 2026, the Supreme Court of Canada released the long-awaited decision of Emond v Trillium. In a 141 page decision, with a 7 to 2 margin, the highest Court ruled in favour of Trillium finding that the compliance cost exclusion in the base policy applied...
by Emily Rasic | Sep 3, 2025 | Court Proceedings, Coverage
On July 3, 2021, the Applicant was involved in an accident while driving with an expired license. Security National Insurance refused to defend or indemnify him on the basis that he made false statements in his claim and was driving with an expired license at the time...
by Daniel Simonetti | Mar 26, 2025 | Coverage
From Flame to Claim The plaintiff’s home was damaged in a fire on February 26, 2021. He was insured under a policy with Bay of Quinte Mutual Insurance Co. (“BOQ”). BOQ paid the plaintiff the $220,000.00 policy limit for the dwelling but only paid $60,000.00 for its...
by Rory Love | Mar 10, 2025 | Coverage
In Furtado v. Lloyd’s Underwriters 2024 ONCA 579, the Ontario Court of Appeal determined whether a policy holder was allowed coverage for claims made pursuant to the company’s directors and officers policy. The applicant, Go-To Developments Holdings Inc. had a...
by Irene Tsui | Feb 10, 2025 | Coverage
In its recently released decision in Brown et al. v Paudash et al., the Superior Court confirmed that an excluded driver endorsement is in effect even if the excluded driver never received notice of the exclusion. Key Facts: This case arose from a motor vehicle...
by Rory Love | Aug 19, 2024 | Coverage
Further, to my previous blog on Workman Optometry Professional Corporation v. Certas Home and Auto Insurance, 2023 ONSC 3356, an appeal of the action was heard on June 12, 2024. In the Court of Appeal’s short decision they upheld the Superior Court decision. Superior...
