Material Change in Risk – A Warning for Insurers

Material Change in Risk – A Warning for Insurers

In April 2023, the Saskatchewan Court of Appeal heard and dismissed with costs an insurer’s appeal in Wynward Insurance Group v. Smith Building and Development Ltd., 2023 SKCA 57, affirming the trial decision at 2021 SK QB 54. Facts Policyholder Smith Building and...
Intent is a state of mind. Or is it?

Intent is a state of mind. Or is it?

In 2019, Mr. Butterfield attended a firearms store in Cambridge, when he experienced a psychotic episode related to his pre-existing schizophrenia. He fell under the deluded belief that the owner of the store had raped and murdered his female friend. He left the store...
There once were two spouses, in two different houses

There once were two spouses, in two different houses

The Plaintiffs, Yvonne Moelker, the Estate of Lawrence “Larry” Hamel, and Lawrence Hamel’s siblings, Paul, and Louis Hamel, brought an action against the driver and owner of an unidentified vehicle, Security National Insurance Company, and the Motor Vehicle Accident...