Guaranteed, Not God-Mode

Guaranteed, Not God-Mode

On January 30, 2026, the Supreme Court of Canada released the long-awaited decision of Emond v Trillium. In a 141 page decision, with a 7 to 2 margin, the highest Court ruled in favour of Trillium finding that the compliance cost exclusion in the base policy applied...
Limitation Periods: A Fire Trapped in Time?

Limitation Periods: A Fire Trapped in Time?

The Roof, the Roof, the Roof is on Fire! On April 19, 2019, a fire started on the roof of 37 William Street in the ByWard Market in Ottawa. The fire spread to various nearby properties, causing damage. Maurizio Martignago (“Martignago”), an architect, was involved in...
Payback Time: Property Insurer Entitled to Repayment

Payback Time: Property Insurer Entitled to Repayment

The recent Ontario Court of Appeal decision of Gore Mutual insurance Company v. Carlin confirms that contracts of indemnity are meant to indemnify an actual loss and not provide a windfall. The facts, surprisingly, are straight forward. The respondents carried on a...
Mind the Gap: Walk Backwards At Your Own Risk

Mind the Gap: Walk Backwards At Your Own Risk

This action was brought against the Village of Kaslo (B.C.) by a plaintiff who sustained damages after falling down an embankment off Water Street (an unpaved alleyway). The Village had erected concrete barriers at the mouth of the street/alley in order to bar...
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