“It’s Complicated.”

“It’s Complicated.”

Welcome to the final part of our series exploring the definition of “spouse” under section 224(1) of the Insurance Act. If you’re not feeling totally savvy on spousal status just yet, don’t fret – you will be by the end of this read! In Part One, we learned that...
Strict Compliance: Don’t Risk It!

Strict Compliance: Don’t Risk It!

Has this ever happened to you – an insured binds an automobile insurance policy, pays three months of the insurance premiums, and their fourth payment returns as an NSF? This is not an uncommon occurrence. It allows an insurer to terminate the policy for non-payment...
Too Little, Too Late?

Too Little, Too Late?

When an accident benefits insurer receives an Application for Accident Benefits (OCF-1), their first thought should be whether they are the proper insurer to handle the claim (i.e., whether the Ontario priority scheme might make another insurer the proper benefits...