The Cost of Being the Applicant Insurer

The Cost of Being the Applicant Insurer

In Echelon General Insurance Company v. Unifund Assurance Company, the Ontario Court of Appeal held that recovery of adjusting expenses, such as legal fees, adjuster’s fees, administrative costs, and disbursements, are generally not available in the context of...
“It’s Complicated.”

“It’s Complicated.”

Welcome to the final part of our series exploring the definition of “spouse” under section 224(1) of the Insurance Act. If you’re not feeling totally savvy on spousal status just yet, don’t fret – you will be by the end of this read! In Part One, we learned that...
Strict Compliance: Don’t Risk It!

Strict Compliance: Don’t Risk It!

Has this ever happened to you – an insured binds an automobile insurance policy, pays three months of the insurance premiums, and their fourth payment returns as an NSF? This is not an uncommon occurrence. It allows an insurer to terminate the policy for non-payment...