The Ontario Court of Appeal has overturned a lower decision that found an insurer owed a duty to defend an insured in a sexual assault claim, under a commercial general liability policy. The Claim In Southside Muay Thai Academy Corp. v. Aviva, Raul Fontalvo was the...
This priority dispute/coverage case has an unusual set of facts. The claimant was involved in a single vehicle accident in Nunavut while working in Nunavut. The vehicle she was driving at the time was owned and insured in Nunavut. However, the claimant was from...
In a recent decision an Ontario court found that an insurer has a duty to defend both the main action and a third party claim in a privacy class action stemming from the disclosure of an allegedly defamatory report authored by the Family and Children Services of...
It seems like ages ago the WHO proclaimed that the COVID-19 virus was officially a pandemic. Since then, countless countries implemented quarantine rules, some more restrictive than others, forcing residents to physically isolate themselves in an effort to slow the...
COVID-19 has and will pose a number of challenges for the insurance industry. It will have an effect on claims handlers, brokers, insureds and insurers. No one will be spared. Already we are seeing significant disruption to the industry in the U.S., with calls both at...
During the second weekend of 2020, much of Ontario suffered from strong winds and heavy rainfall, causing havoc for motorists across the province. The last thing I wanted to do was leave my house. Especially not on an e-scooter. On January 1, 2020, the Ontario...