In 2021, Mr. Rathbone was stopped at a drive-thru window to pick-up coffee. He was able to transfer the first coffee without issue. However, as he was transferring the second, the lid came off the upper brim, spilling coffee onto his lap. He reacted and dropped the...
Insurance defence cases often have far-reaching implications, setting precedents that shape the future of the industry. One such notable case is Live Nation v. Aviva, which recently unfolded in the Ontario Superior Court of Justice. This case revolves around a dispute...
In 2019, Mr. Butterfield attended a firearms store in Cambridge, when he experienced a psychotic episode related to his pre-existing schizophrenia. He fell under the deluded belief that the owner of the store had raped and murdered his female friend. He left the store...
The Plaintiffs, Yvonne Moelker, the Estate of Lawrence “Larry” Hamel, and Lawrence Hamel’s siblings, Paul, and Louis Hamel, brought an action against the driver and owner of an unidentified vehicle, Security National Insurance Company, and the Motor Vehicle Accident...
In Gray v. Intact Insurance Company, the Ontario Licence Appeal Tribunal made clear that merely seeing or hearing an accident does not make one a participant in that accident. The case in question involved an incident that occurred on August 14, 2019. While the...
Recently, the Ontario Court of Appeal considered an insurer’s duty to defend in the context of a specific project wrap up liability policy. The decision did not include any ground-breaking principles, but it clarified a few points that may be critical to insurers and...
