Delay in Reporting Claim Proves Costly

Delay in Reporting Claim Proves Costly

In Furtado v. Lloyd’s Underwriters 2024 ONCA 579, the Ontario Court of Appeal determined whether a policy holder was allowed coverage for claims made pursuant to the company’s directors and officers policy. The applicant, Go-To Developments Holdings Inc. had a...
Material Change in Risk – A Warning for Insurers

Material Change in Risk – A Warning for Insurers

In April 2023, the Saskatchewan Court of Appeal heard and dismissed with costs an insurer’s appeal in Wynward Insurance Group v. Smith Building and Development Ltd., 2023 SKCA 57, affirming the trial decision at 2021 SK QB 54. Facts Policyholder Smith Building and...
Material Change in Risk – A Warning for Insurers

When is a House a Household?

What does “living in the same household” mean? In Ferro v. Weiner, the late Enid Weiner owned a house on Lake Eugenia. From the late 1980s or early 1990s, it was Enid’s sole residence, before she moved to a nursing home in 2008 or 2009. Although she never resumed...