by Ethan Edwards | Apr 24, 2025 | Accident Benefits
Decision: CanLII – AIG Insurance Company v. Riddell, 2025 ONSC 1979 In AIG v. Riddell, the Divisional Court reviewed an order by the LAT that denied an adjournment in a complex catastrophic impairment case stemming from the 2018 Toronto van attack. The LAT scheduled a...
by Julianne Brimfield | Apr 21, 2025 | Accident Benefits, Priority Dispute
The Statutory Accident Benefits Schedule and O. Reg. 283/95 require that an insurer promptly provide an application for accident benefits (OCF-1) and other relevant forms to a person once the insurer is advised of an intention to apply for accident benefits. O. Reg....
by Michelle Panagiotakos | Mar 14, 2025 | Accident Benefits, Priority Dispute
Dealing with Claimants Who Have Entered Voidable or Void Marriages in Good Faith in the Context of Priority Disputes – the Second of our Three-Part Series Dealing with the Definition of “Spouse” in the Insurance Act Welcome back to our series exploring the definition...
by Stas Bodrov | Jan 31, 2025 | Accident Benefits, Priority Dispute
The Ontario Court of Appeal affirmed that an incident can be both an “accident” and not an “accident” under the SABS at the same time—a legal paradox worthy of Schrödinger’s cat! Schrödinger’s cat is a thought experiment used to demonstrate the quantum physics...
by Ethan Edwards | Jan 31, 2025 | Accident Benefits
In 2019, Ms. Marcelo was injured in a motor vehicle accident and applied for accident benefits from the insurer. Among several conditions justifying removal from the MIG, Ms. Marcelo claimed to have sustained a concussion as a result of the accident. It is now well...
by Dmitry Shniger | Jan 29, 2025 | Accident Benefits
The Divisional Court has finally settled the question: is spilling coffee in a car an “accident” under the SABS? The answer is yes. The definition of “accident” in section 3(1) of the SABS is broad and ever-expanding, sometimes in surprising ways. A reveler who broke...