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“One size does not fit all”: Divisional Court Overturns LAT Adjournment Denial

“One size does not fit all”: Divisional Court Overturns LAT Adjournment Denial

by Ethan Edwards | Apr 24, 2025 | Accident Benefits

Decision: CanLII – AIG Insurance Company v. Riddell, 2025 ONSC 1979 In AIG v. Riddell, the Divisional Court reviewed an order by the LAT that denied an adjournment in a complex catastrophic impairment case stemming from the 2018 Toronto van attack. The LAT scheduled a...
Hold Your Horses: Don’t get saddled with an AB claim due to deflection

Hold Your Horses: Don’t get saddled with an AB claim due to deflection

by Julianne Brimfield | Apr 21, 2025 | Accident Benefits, Priority Dispute

The Statutory Accident Benefits Schedule and O. Reg. 283/95 require that an insurer promptly provide an application for accident benefits (OCF-1) and other relevant forms to a person once the insurer is advised of an intention to apply for accident benefits. O. Reg....
Faithfully Wed but Legally Misled?

Faithfully Wed but Legally Misled?

by Michelle Panagiotakos | Mar 14, 2025 | Accident Benefits, Priority Dispute

Dealing with Claimants Who Have Entered Voidable or Void Marriages in Good Faith in the Context of Priority Disputes – the Second of our Three-Part Series Dealing with the Definition of “Spouse” in the Insurance Act Welcome back to our series exploring the definition...
Schrödinger’s Incident: An “Accident” and Not At The Same Time

Schrödinger’s Incident: An “Accident” and Not At The Same Time

by Stas Bodrov | Jan 31, 2025 | Accident Benefits, Priority Dispute

The Ontario Court of Appeal affirmed that an incident can be both an “accident” and not an “accident” under the SABS at the same time—a legal paradox worthy of Schrödinger’s cat! Schrödinger’s cat is a thought experiment used to demonstrate the quantum physics...
“One size does not fit all”: Divisional Court Overturns LAT Adjournment Denial

Major Concussion v. Minor Contusion: The Burden of Proof and Medical Evidence Required for MIG Removal at the LAT

by Ethan Edwards | Jan 31, 2025 | Accident Benefits

In 2019, Ms. Marcelo was injured in a motor vehicle accident and applied for accident benefits from the insurer. Among several conditions justifying removal from the MIG, Ms. Marcelo claimed to have sustained a concussion as a result of the accident. It is now well...
Spillover Effect: How a Cup Lid Caused an MVA

Spillover Effect: How a Cup Lid Caused an MVA

by Dmitry Shniger | Jan 29, 2025 | Accident Benefits

The Divisional Court has finally settled the question: is spilling coffee in a car an “accident” under the SABS? The answer is yes. The definition of “accident” in section 3(1) of the SABS is broad and ever-expanding, sometimes in surprising ways. A reveler who broke...
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Recent Posts

  • 50 is the New 35: Small Claims Court Just Levelled UpMay 5, 2025
  • “It’s Complicated.”April 25, 2025
  • “One size does not fit all”: Divisional Court Overturns LAT Adjournment DenialApril 24, 2025
  • New Rules, New Game: Civil Litigation in Ontario Set to Change in 2026April 24, 2025
  • Hold Your Horses: Don’t get saddled with an AB claim due to deflectionApril 21, 2025
  • Strict Compliance: Don’t Risk It!April 9, 2025

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