Strict Compliance: Don’t Risk It!

Strict Compliance: Don’t Risk It!

Has this ever happened to you – an insured binds an automobile insurance policy, pays three months of the insurance premiums, and their fourth payment returns as an NSF? This is not an uncommon occurrence. It allows an insurer to terminate the policy for non-payment...
Strict Compliance: Don’t Risk It!

New Tribunal, Who Dis?

The Human Rights Tribunal of Ontario has rendered countless decisions dismissing applications on the grounds that the issues raised were outside of the Tribunal’s jurisdiction. With these cases being so prevalent and taking up the resources of the Tribunal, perhaps...
Strict Compliance: Don’t Risk It!

ONCA Wraps Up Wrap Up Policy Coverage Dispute

Recently, the Ontario Court of Appeal considered an insurer’s duty to defend in the context of a specific project wrap up liability policy. The decision did not include any ground-breaking principles, but it clarified a few points that may be critical to insurers and...
Strict Compliance: Don’t Risk It!

School board taken to class on privacy

Ontario has several privacy statutes that govern how organizations collect, use, and disclose personal information. For instance, the Municipal Freedom of Information and Protection of Privacy Act (MFIPPA) governs how municipal organizations gather and use data, while...