What happens when a Certificate of Automobile Insurance specifies that the policy includes coverages under certain endorsements, when those endorsements never make it onto the policy? The Certificate and OPCF Endorsements Ontario’s standard automobile policy (OAP1)...
Still looking for the perfect Father’s Day gift? Can’t find that special tie that says “I love you Dad”? Stop looking and get Dad the gift that says “You’re the best Dad ever!” by giving him his very own copy of Auto Insurance Coverage Law in Ontario. Think of those...
Does Uber’s fleet policy with Intact provide primary accident benefits coverage to passengers who do not have their own auto insurance policies? The first arbitration decision on this issue says “yes”. Background In July 2016, FSCO approved a new standard fleet...
The Ontario Court of Appeal has held that business interruption claims are not subject to a rolling limitation period. In Marvelous Mario’s Inc. v. St. Paul Fire, the appellant insureds commenced two actions claiming insurance coverage under a commercial...
Can the insurer, who is required to waive reliance on the priority rules and pay accident benefits, still pursue indemnification from the priority insurer? A Superior Court judge says “yes”. In Continental Casualty Company v. Chubb, the claimant was catastrophically...
