Material Change in Risk – A Warning for Insurers

Material Change in Risk – A Warning for Insurers

In April 2023, the Saskatchewan Court of Appeal heard and dismissed with costs an insurer’s appeal in Wynward Insurance Group v. Smith Building and Development Ltd., 2023 SKCA 57, affirming the trial decision at 2021 SK QB 54. Facts Policyholder Smith Building and...
Material Change in Risk – A Warning for Insurers

Not Involved? CAT Impairments Still Possible

In a recent decision, the Divisional Court ruled that the Appellant, Naomi Kellerman-Bernard, was eligible to make a claim for catastrophic impairment designation, despite not being personally involved in the accident herself. The Appellant’s child was involved in a...