Making problems go away (legally).
Look to our service-oriented legal team to handle all types of insurance issues.
Strigberger Brown Armstrong is a full-service insurance defence and risk management firm. With offices in Toronto, Kitchener/Waterloo, and London, the team at SBA delivers service across Southwestern Ontario and the GTA. We are experienced and dedicated to all matters of insurance defence including litigation, insurance advisory, risk management, subrogation, fraud investigations, loss transfer and priority disputes, complex matters and a full range of legal services.
Auto Insurance
We handle auto accident benefits, property, and bodily injury claims. We have successfully represented insurers and their insureds on motions and trials (both jury and non-jury) at the Superior Court and also have substantial experience at the Court of Appeal. We have lawyers with expertise in complex and catastrophic SABS claims, and have successfully represented insurers before the LAT and Judicial Review. One of our lawyers literally wrote the book on the SABS and another has written a book on auto coverage. We also write regular blogs on topics of interest in this area.
Coverage and Policy Wording
We have experience acting for both insurers and corporate policyholders in complex insurance coverage matters. We deal with all types of insurance coverage, including commercial general liability, errors and omissions, directors and officers, automobile, and homeowners policies. In addition to providing coverage opinions, we have experience with insurance appraisals and litigating coverage matters.
Cross-Border Claims
We work closely with Ontario insurers when their insureds get into trouble anywhere in Canada or the U.S. (or beyond). Out-of-Ontario companies also call us when their claims have an Ontario component. We understand the intricacies of multijurisdictional insurance issues and advise our clients about their rights and obligations at home and abroad. When appropriate, we collaborate with lawyers and adjusters located in other jurisdictions (such as New York, Florida, Michigan, Georgia, Manitoba, Quebec, etc), allowing us to get quick answers to questions involving another jurisdiction.
Cyber Liability and Privacy
We have experience in cases involving privacy and cyber security breaches. Our lawyers provide legal and risk management advice on a wide array of privacy/cyberliability issues. We are able to assist in the initial development of cyber security systems; minimize the exposures from data breaches; provide coverage opinions; defend cyber and privacy claims; and represent insureds in privacy tort actions.
Disability Claims
We assist disability insurers with timely and effective advice on complex handling issues and the resolution of disputes with via mediation or litigation.
Employment Practice Liability
Employment Practice Liability Policies, often called HR Malpractice Insurance, provide coverage for a wide variety of employment practice claims arising from wrongful dismissal, harassment, human rights complaints and non-competition clauses. Our insurance and employment lawyers work with insurers, policy holders, management, HR professionals, and in-house counsel to provide effective, timely, and practical advice in this specialty area.
First Party Property
Advising clients on complex coverage issues that arise in automotive and property claims. We have particular experience in conducting coverage investigations with respect to nuanced claims, exclusions, fraud, misrepresentation, and breaches of policy terms and conditions.
Fraud and Misrepresentation
We have a team of lawyers who specialize in investigating fraudulent accidents and misrepresentation. Our lawyers assist insurers by conducting Examinations under Oath, providing coverage opinions, and representing them in the appropriate legal proceeding.
Loss Transfer and Priority Disputes
We have considerable expertise in handling priority and loss transfer disputes between insurers. Our lawyers have argued numerous cases in this area at arbitration and appeal levels. We also consult with clients early in the claims process to maximize loss transfer/priority returns and minimize risks.
Premises Liability
We specialize in defending both commercial and residential premises liability claims including Occupiers Liability, CGL and slip and fall claims.
Product Liability
Product liability claims arise from allegedly defective products and can include a wide range of legal issues from defective design/manufacturing to failure to warn claims. Our team has expertise both defending and pursuing product liability claims, which gives us a unique insight into the challenges faced in these claims for insurers and all parties involved in the manufacture, distribution and sale of these products.
Risk Management
We frequently advise insurers and businesses on various risk management strategies and solutions.
Subrogation
Subrogation is an important means of recovery for the insurer. We have expertise in subrogation matters involving product liability, negligent workmanship, and contractual liability issues.
Trucking and Cargo
We provide consulting and litigation services for losses involving trucks, trailers, and cargo. Claims may relate to the application of exclusions, theft, and fraud/misrepresentation.