A different type of law firm.
We are hiring lawyers (and zookeepers, but mostly lawyers)
Join our firm!On January 8, 2018, SBA was born out of a unified vision for the future of insurance law, a vision that was led by a female majority partnership and one that did not follow the ancient rules of hierarchy and long expired tradition.
Ladders, Occupiers’ Liability, and Equipment Failures: Who Takes the Fall?
A hired welder, working on a 12-foot ladder, was sent plummeting to the ground after his machinery malfunctioned.
Three-Way Priority Battle Ends in A Tie
At the age of 17, the claimant was an occupant of a vehicle insured by Certas that was involved in a single vehicle collision. Her application for accident benefits triggered a priority dispute over whether she was principally financially dependent on either one of her parents, who were not married and had alternated in supporting her over the years.
Notice Not Required: ONSC Confirms No Duty to Notify Excluded Drivers
In its recently released decision in Brown et al. v Paudash et al., the Superior Court confirmed that an excluded driver endorsement is in effect even if the excluded driver never received notice of the exclusion.
Schrödinger’s Incident: An “Accident” and Not At The Same Time
The Ontario Court of Appeal affirmed that an incident can be both an “accident” and not an “accident” under the SABS at the same time—a legal paradox worthy of Schrödinger’s cat!
Major Concussion v. Minor Contusion: The Burden of Proof and Medical Evidence Required for MIG Removal at the LAT
In 2019, Ms. Marcelo was injured in a motor vehicle accident and applied for accident benefits from the insurer. Among several conditions justifying removal from the MIG, Ms. Marcelo claimed to have sustained a concussion as a result of the accident.
Spillover Effect: How a Cup Lid Caused an MVA
The Divisional Court has finally settled the question: is spilling coffee in a car an “accident” under the SABS? The answer is yes.