Our Team
Pearl Rombis
416.679.2781 x 234
prombis@sbalawyers.ca
Assistant: Jennifer Davies
416.679.2781 x 219
jdavies@sbalawyers.ca
Pearl’s passion for the law and litigation may be due to her Mediterranean blood. It may also contribute to her being competitive when litigating at court – or playing board games or bowling with her family.
Over the years, Pearl has practiced in many areas of civil, commercial, and insurance litigation. Since 2004, her practice has focused on a diverse range of insurance defence and coverage litigation. Her clients have included Canadian, US & UK insurers and re-insurers, self-insured corporations, hospitals, Lawyers’ Professional Indemnity Company, and individual professionals. She also enjoys handling commercial litigation and employment & wrongful dismissal claims.
As defence counsel, Pearl has defended a wide array of complex and large loss casualty, property, and professional liability claims. Her caseload has included defending liability in wrongful death, occupiers’, taverners, municipal and road design, product, construction/building developer/contractor negligence, defamation, property fire and water damage, railway derailments, environmental contamination, aviation and marine claims, and motor vehicle accidents. Pearl also defends insurers in commercial first-party property, Builder’s Risk/COC, equipment breakdown, and professional liability/mitigation claims.
When wearing the hat of coverage counsel, Pearl drafts opinions, reservation of rights and position letters, and defence cost-sharing agreements. She has also represented clients in court applications, at trial and on appeal, in cases involving duty to defend, additional insureds, equitable contribution, breach of condition(s), relief from forfeiture issues, and bad faith claims. She has secured several very favourable costs awards for her insurer clients, at motions, applications, and trial.
Pearl’s past in-house counsel experience gives her invaluable insight into Canadian insurer client operations and needs. As well, her ability to view legal disputes from the perspective of a defence and coverage counsel allows her to identify potential issues and areas of concern for her clients.
Pearl is a lifelong learner and regularly attends CPD events. She keeps abreast of legal trends by actively participating in various organizations, which are outlined below.
When she is not practicing law, Pearl enjoys cooking and trying out new restaurants with family and friends, dancing at Zumba classes, and travelling in and outside of Canada.
Primary Practice Areas
- Defending insurance claims in the following areas:
- Property Damage, including water & fire/explosion losses
- Construction defects, including condominium defects/deficiencies
- Professional Liability
- Bodily Injury
- Product Liability
- Tavern Liability
- Occupiers’ Liability
- Municipal liability & road design claims
- Motor Vehicle Accidents (Tort) & catastrophic injuries
- Wrongful Death
- Transportation Claims
- Insurance Policy Interpretation, Coverage Opinions & Coverage Litigation involving the following types of policies:
- Commercial General Liability
- Including Additional Insured & Equitable Contribution Claims
- Property, First-Party claims
- Including Business Interruption Claims
- Home Insurance, including Fire Losses
- Builders’ Risk & COC
- Wrap-up Liability
- Professional Liability, including Hospital Medical Malpractice Claims
- Mitigation cover
- Bad Faith Claims against Insurers & Insurance Professionals
- Commercial General Liability
- Commercial & Civil Litigation:
- Employment contracts, employment disputes & wrongful dismissal claims
- Landlord & tenant disputes
Notable Matters
Date |
Title of Proceeding |
Citation |
December 16, 2020 |
CRD Construction v. Aviva Insurance |
[2021] O.J. No. 633 |
August 23, 2019 |
City of Markham v. AIG Insurance |
[2019] O.J. No. 4380, |
July 9, 2019 |
Sky Solar (Canada) Ltd. v. Economical 10-day insurance coverage/broker negligence action |
[2019] O.J. No. 3641 (S.C.), 2019 ONSC 4165 |
May 15, 2019 |
HMQ (Ontario) v. AIG Insurance |
[2019] O.J. No. 2726 (S.C.), 2019 ONSC 2964 |
March 3, 2018 |
Save Energy Lighting v. Economical |
Unreported decision, Hamilton Superior Court |
January 3, 2018 February 12, 2018 |
Brookstreet Hotel v. Economical |
[2018] O.J. No. |
January 15, 2015 |
Elliot v. Gallean Capital Partners Inc. Motion to amend, limitation period expired |
[2015] O.J. No. 246 (S.C.), 2015 ONSC 443 |
October 14, 2010 |
Lower Lakes Towing Ltd. v. Voyageur Marine Transport Ltd. |
[2010] O.J. No. 4377 (S.C.), 2010 ONSC 3176 |
February 13, 2009 |
Hibberd v. William Osler Health Centre Reasons for Judgment, 12-day occupiers’ liability, judge alone trial |
[2009] O.J. No. 588 (S.C.) |
January 30, 2009 |
Atlas Copco Canada Inc. v. Hillier |
[2009] O.J. No. 377 |
February 26, 2008 |
Hibberd v. William Osler Health Centre Motion Costs Endorsement |
[2008] O.J. No. 674 (S.C.) |
May 2007 |
Craig McDowell v. TTC et al. |
Unreported decision, Toronto Superior Court |
Professional Achievements and Leadership
- Chair (previously Vice-Chair) of the Women’s Caucus of the Canadian Defence Lawyers (“CDL”)
- Board of Directors Member, CDL
- Lincoln Alexander School of Law, Ryerson/TMU, Civil Procedure Practitioner-Mentor
- Principal and Assessor of Candidates, Toronto Metropolitan University (formerly Ryerson) Law Placement Program,
- Member & Mentor, Women’s Law Association of Ontario
- Coach and Advisor, Law Society’s Coach and Advisor Network
Thought Leadership
- October 2022: Speaker at CDL’s Boot Camp, on Discovery Panel
- September 2022: Co-Organizer of the CDL Women’s Caucus’ inaugural Women’s Retreat
- June 2022: Co-chaired the CDL’s annual Insurance Coverage Symposium
- May 2022: Co-chaired the CDL’s Pay Equity Issues facing Women in Law webinar
- Feb. 2021: Speaker at the OBA’s webinar on Additional Insured issues
- 2010 – 2015: As in-house counsel, Pearl presented CLE and risk management seminars for:
- junior counsel,
- claims/litigation specialists, and
- commercial insurance brokers.
Professional Memberships
- Canadian Defence Lawyers:
- She sits on the Board of Directors, is the Women’s Caucus’ Chair.
- Pearl is on the Insurance Coverage and Continuing Legal Education Committee member.
- Lincoln Alexander School of Law, TMU (former Ryerson University):
- She is a Practitioner-Mentor of Civil Procedure students;
- TMU (formerly Ryerson University’s) Law Placement Program:
- She has regularly acted as both a principal overseeing LPP students-at-law and as an assessor of candidates’ mock file audits, Discoveries, Mediations, and Civil Trials;
- Law Society of Ontario’s Coach & Advisor Network:
- Since 2016, she has acted as both a Coach and Advisor to civil litigators and paralegals;
- Women’s Law Association of Ontario:
- She is a member and acts as a Mentor to young WLAO members.
- Professional Liability Underwriting Society, Member
- Insurance Supper Club of Canada, Member
Bar Admissions & Education
- OBA’s Foundations in Judicial Competencies Certificate, 2021
- Osgoode Hall Law School’s Trial Intensive Workshop Certificate, 2014
- Called to the Ontario Bar, 1994
- LL.B., Osgoode Hall Law School, York University, 1992
- Law & Society and psychology undergraduate studies, York University, 1987 – 1989